Happy Christmas, New Year and whatever else. Unfortunately, I am in no state to be jolly right now. You see, it has finally happened. The thing I was dreading the most. The thing I knew was just around the corner, but which I still managed to block out, delete from memory and ignore. Denial, denial, denial.

C.S.N.

No, this is not another dead awful US criminal drama tv series. It is the repayment of the financial aid I received as a student. Och den anlände som ett brev på posten. The cash itself wasn't all that much when I received it each month (they pay peanuts they get monkeys... and well, I still haven't finished my thesis), but the interest they charge over the years is hefty and hence I now have thousands (and please feel free to add chosen currency here) to repay.

Lord have mercy. Or more to the point; my bankmanager, have mercy.

So long, vi csn.